Today's Links

Top link: APIs Take On Increasingly Important Role As Financial Technology Advances

  • Why should you care? From Amanda Smith on the CU Water Cooler, "APIs provide tools and resources to integrate innovation into existing solutions. It seems like every week some new technology—usually software—is launched that’s designed to completely change the financial services industry. With so many new software and other programs available or on the horizon, how will credit unions keep up with these innovations, and get them into the hands of their members, quickly and cost-effectively?"

Stories of interest

Posted on November 25, 2015 .

Today's Links 11/23

Top link: A Global Financial Literacy Test Finds That Just 57% Of Adults In U.S. Are Financially Literate

  • Why should you care? From Maggie McGrath on Forbes, "Can you explain what risk diversification is? Identify the effects of inflation? Know how to calculate interest? If you answered yes to these three questions, you are better off than 43% of Americans and a whopping two-thirds of the world’s population."

Stories of interest

Posted on November 23, 2015 .

Today's Links 11/18

Top link: The Future Of Venmo

  • Why should you care? From Ron Shevlin on The Financial Brand, "Venmo is hot. Business Insider reports that quarterly P2P payments volume through Venmo exceeded $2 billion in Q3 2015, three times greater than in Q2 2014. That brings the 2015 YTD total to $5 billion, on track to hit somewhere between $7.5b and $8 billion, up from $2.4 billion in 2014."

Stories of interest

Posted on November 18, 2015 .

Today's Links 11/12

Top link: Realism and the U.S. Credit Union System

  • Why should you care? From Matt Davis on the CU Water Cooler, "The sun has set on the U.S. credit union system. That's what we've heard, anyway. Heck, you've probably even said it yourself. But instead of complaining about it or resigning ourselves to that fate, what if we adjusted the sails? The purpose of this post is to try to get the smartest people in credit unions (that's you) to discuss how the credit union system can enjoy a rebirth. So, what do you say?"

Stories of interest

Posted on November 12, 2015 .

Today's Links 11/10

Top link: Why Fintech Startups Aren’t Killing Banks — Yet

  • Why should you care? From Jan Hammer on Techcrunch, "Fintech is one of this year’s most ubiquitous buzzwords; it has spawned any number of colorful infographics about the future of finance and banking. Some of these are merely a collection of logos, while others represent a more structured attempt to classify this new generation of players taking on financial services."

Stories of interest

Posted on November 10, 2015 .

Today's Links 11/06

Top link: How To Spice Up Your Sex Life And Rekindle Romance

  • Why should you care? From Linda Bodie on the CU Water Cooler, "I actually googled something like that and found this title on the 'For Dummies' website. Don’t ask me why. Never ask me why. Now that I have your attention, what I really meant to say is 'How to Spice Up Your Credit Union and Rekindle the Mojo.” Really, there will be no sex talk today.'

Stories of interest

Just for fun

Posted on November 6, 2015 .

Today's Links 11/04

Top link: Banking Is Fintech, Like It or Not

  • Why should you care? From Pascal Bouvier on American Banker, "Although it is clear to everyone that the financial services industry is finally transforming itself, said transformation means different things to different people. With every new conversation I have in the industry I remain fascinated with the multiple dualities that float in our financial services industry subconscious. Jung and Freud would have a field day."

Stories of interest

Just for fun

Posted on November 4, 2015 .

Today's Links 10/26

Top link: Payments Industry, We Have a Problem

  • Why should you care? From Jim Marous on The Financial Brand, "Despite an increasing level of awareness of mobile payment options, usage of mobile payments at the point of sale remains low. While it is still uncertain what the catalyst will be to increase consumer adoption of digital payments, the payments landscape will remain dynamic, and increasingly digital."

Stories of interest

Posted on October 26, 2015 .

Today's Links 10/20

Top link: Does Bank Advertising Work?

  • Why should you care? From Ron Shevlin on The Financial Brand, "Does bank advertising work. And if so, how? An academic study purports to answer the questions. The study draws on a number of data sources—including a survey fielded by a major marketing research firm, interest rates provided by RateWatch, and advertising spend data from Kantar."

Stories of interest

Posted on October 20, 2015 .

Today's Links 10/15

Top link: Digital Allowance: Could Kids' Phones Replace Piggy Banks?

  • Why should you care? From NBC News, "Like many kids, Kieran Mann and and Rohan Chopra get money for doing chores. These pint-sized entrepreneurs, however, don't want to get paid in cash—which is why they created their own mobile payment app called Beanstocks."

Stories of interest

Posted on October 15, 2015 .